Build Financial Confidence Through Structured Learning
Money management doesn't need to feel overwhelming. Our program breaks down complex financial concepts into practical lessons you can actually use. Whether you're managing household budgets or planning for retirement, we help you develop skills that stick.
Starting in late 2025, we're opening enrollment for small groups who want to learn together. Classes run for nine months, with flexible evening sessions designed for working Australians.
Express Your InterestCommon Money Questions We Address
Most people struggle with similar financial concerns. Here's how we approach teaching solutions that work in real Australian contexts.
Budgets That Actually Work
You've tried budgeting apps that feel restrictive or complicated. The spreadsheets pile up, but nothing sticks.
Our Teaching Approach:
We start with your actual spending patterns, not theoretical formulas. You'll learn to create systems that fit your life, with room for adjustments as circumstances change. No rigid categories or guilt-inducing trackers.
Understanding Investment Basics
Investment advice often sounds like another language. Terms like ETFs, diversification, and compound interest can feel deliberately confusing.
Our Teaching Approach:
We explain financial products using everyday comparisons. You'll learn to evaluate options based on your goals and risk tolerance, not sales pitches. By the end, you'll understand what you're buying and why.
Planning for Uncertain Times
Emergency funds, insurance, redundancy planning. These safety nets feel important but vague, and it's hard to know where to start.
Our Teaching Approach:
We help you calculate what "enough" actually means for your situation. You'll build protection strategies based on realistic risks, not worst-case scenarios that create anxiety. The goal is confidence, not fear.
Managing Debt Without Shame
Credit cards, personal loans, HECS debt. Different types of debt need different approaches, but most advice treats them all the same.
Our Teaching Approach:
You'll learn to prioritize debt repayment while maintaining quality of life. We discuss strategies that account for interest rates, minimum payments, and your broader financial picture. No judgment, just practical options.
How Our Teaching Differs From Standard Financial Advice
Most financial education focuses on theory. We start with your actual money decisions and work backward to understand the principles.
Each session combines short explanations with hands-on exercises using your real financial data. You bring your bank statements, bills, and questions. We provide frameworks and feedback.
- Small group discussions where you learn from others facing similar challenges
- Personalized homework assignments based on your specific financial situation
- Access to templates and calculators you can use independently after the program ends
- Follow-up support through a private online forum where graduates share experiences
Program Structure Across Nine Months
Our curriculum builds progressively. Each phase prepares you for the next, with flexibility to spend more time on topics relevant to your situation.
Months 1-2
Foundation Phase
Understanding your current financial position. You'll map your income, expenses, assets, and debts. We identify patterns and discuss what changes might be worth exploring. No judgments about past decisions.
Months 3-4
Systems Building
Creating budgets that reflect your priorities. You'll experiment with different tracking methods and choose what works. We discuss automation, separate accounts, and regular review habits that don't feel like chores.
Months 5-6
Growth Planning
Introduction to savings strategies and basic investments. You'll learn about superannuation, high-interest accounts, and simple investment options. We focus on Australian tax implications and what products suit different goals.
Months 7-9
Long-Term Strategies
Planning for major expenses, retirement considerations, and protection strategies. You'll create a personalized financial plan that accounts for your values and circumstances. We discuss when professional advice might be worth the cost.
Who Facilitates These Sessions
Our instructors work in financial planning, accounting, and economic research. They teach because they remember struggling with these concepts themselves.
Rhett Carmichael
Budget Systems Specialist
Rhett spent fifteen years helping families restructure debt and build saving habits. He designs budgeting frameworks that adapt to irregular income and unexpected expenses. His approach focuses on psychological barriers more than spreadsheet formulas.
Imogen Thorley
Investment Education Guide
Imogen translates complex investment products into plain language. She worked in wealth management before moving to education, frustrated by how often clients were sold unsuitable products. Now she teaches people to ask better questions before committing their money.