Cookie Policy

What Are Cookies Anyway?

Cookies are small text files that get stored on your device when you browse websites. Think of them as digital sticky notes that help websites remember who you are and what you prefer.

We use these at fudarmoraulara to make your experience smoother. Some remember your language preference. Others help us understand which financial topics interest you most so we can create better content.

Not all cookies are the same though. Some are absolutely necessary for the site to work. Others help us improve but aren't technically required.

The Different Types We Use

• Essential Cookies

  These keep the site functioning properly. They handle things like security, form submissions, and keeping you logged in. You can't disable these because without them, fudarmoraulara.com simply won't work right. They're the foundation.

• Functional Cookies

  These remember your choices and preferences. Maybe you prefer a certain view or you've set specific notification settings. Functional cookies store that information so you don't have to reset everything each visit.

• Analytics Cookies

  We use these to see how people interact with our financial education content. Which articles get read completely? Where do people drop off? This data helps us create better resources. All the information is aggregated and anonymous.

• Marketing Cookies

  These track your journey across different sites to help us show you relevant content about our programs. If you've been reading about investment basics, we might show you information about our advanced finance courses.

How Long They Stick Around

Different cookies have different lifespans. Session cookies disappear when you close your browser. Persistent cookies hang around longer—anywhere from a few weeks to a couple of years.

Third-Party Services

Sometimes we work with external services that set their own cookies. For example, if you watch an embedded video on our site, that video platform might use cookies. Same goes for social sharing buttons or analytics tools.

We're careful about which third parties we work with. They all have to meet strict privacy standards. But you should know that their cookies are governed by their policies, not ours.

Updates to This Policy

Technology changes. Privacy laws evolve. We might add new tools or services that affect how we use cookies.

When we make significant changes to this policy, we'll update the date at the bottom and notify you through the website. We recommend checking back periodically, especially if you're concerned about privacy.

Minor clarifications and updates happen more frequently and don't always warrant a notification. The date below always reflects the most recent revision.

Your Rights Under Australian Privacy Law

As an Australian organisation, we comply with the Privacy Act 1988 and the Australian Privacy Principles. You have the right to access your personal information, request corrections, and lodge complaints if you believe we've mishandled your data.

You can request to see what information we've collected about you. You can ask us to delete that information (with some exceptions for legal requirements). And you can opt out of marketing communications at any time.